moo

I made my peace with it!

I’m not giving up. But I also don’t want to keep chasing an unrealistic goal. After 11 years working our fucking asses off in Ontario both me and my wife make around 100k before tax now. We live very frugally and we saved a lot, we have a little kid and I wanted to secure a nest for my family but it seems that I will always be a tenant. I’m not really sure if being immigrants or middle eastern affects our incomes but both me and my wife are in great positions in our jobs (I’m a manager, she is a team lead for a CS department) but I keep seeing some people on Reddit marking way more than what we do (we are highly skilled and have great language that was never a barrier) we are also constantly praised by our employers but we rarely get a raise and when we do it barely keeps up with inflation.We saved a lot of money but every time I save X houses go up 7X. Few month ago I could’ve tried to buy a house after dumping all my savings and being in debt to my eye balls, I didn’t want that, I don’t want to live off of credit cards and lines of credit. But now !!!!!!In the past few months houses went up by 100s of thousands. That doesn’t make any fucking sense. Some people made made 4-6x my entire household income tax free just by buying a fucking home 2 hours away from Toronto, don’t get me wrong I love Toronto but it’s not Fucking Monaco.At this point I’m really concerned how would I raise my kid. How can I have a safety net for her. I have some money saved in cash and some in stocks and such (nothing much by today’s standards) but I’m really not sure how to move forwards and what to aim for. All I know is that I have to make my peace with the fact that I will never own a home for my family here. And yes we did try to find jobs elsewhere in Canada but again being immigrants might be stopping us from securing that (I don’t know)I don’t know why I’m posting this. Maybe just venting out. But please no stupid comments if you have something to say please be decent I can’t handle anymore demeaning comments it’s enough that we don’t have any sense of dignity as hard working, law abiding, tax paying Canadians via /r/canadahousing https://ift.tt/3uZjcSt

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