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Sharing salary info should not be taboo.I’m happy with the recent trend on this sub about salary information. One of the reasons why salaries in tech is high is because people openly share this information with others. Go to r/cscareerquestions or teamblind and you’ll see that it’s either TC or GTFO. Sure there is some element of flex here and there (nothing wrong with being proud with your achievements), but most of it is informational which they can use in their next salary negotiation and keeping up with the market trends.How is this different from blind real estate auction? It’s just the roles reversed. You’re selling yourself blindly to employers. They take advantage of your ignorance about the market and your FOMO of a job. If you hate blind auctions, then you should be open to sharing your salary information. It’s not to belittle ourselves (tinfoil hat: that’s what employers want to make you think) but to keep us informed. via /r/PersonalFinanceCanada https://ift.tt/39IkU1s

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I just finished watching six feet under (fantastic show!) and it made me realize how much easier it would be on everybody if I had a will ready to go stating my preferences; cremation, distribution of assets etc. Is there an official way to go about doing this or would a hand written and signed letter work just as well?Also, no I’m not suicidal or sick and yes i am planning on living a long healthy life, but you never really know when death can sneak up on you so I’d rather be prepared!Thanks! via /r/PersonalFinanceCanada https://ift.tt/31EjoJ1

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I call this Dynamic Home Leverage. Minimum 45% down-payment requirement on second home. Every home you attempt to buy after your second home will increase by 2.5%. So for example the Third home 47.50%, fourth home 50%, and so on.​Continuous buying power is important in any market. Considering the housing market has started to become a significant part of Canada’s economy; it is important to approach it gently.​Purchasing power is easy and accessible to many investors when buying a home. However, many of these investors are utilizing the purchasing costs of living, rather than investments.​If the government requires non-primary (two or more home ownership) home buyers to put a minimum down-payment of 40%, it would only allow organic purchasing power to proceed.​This is a win-win situation. The investors that purchase investment-based homes, would’ve put a lot more down-payment which would make it more difficult for them to more quantities. Without the 40% requirement, they would of been able to purchase two since all they need is 20%. This benefits the supply issue that Canada is facing. Allow for supply to be available to people that actually need the homes. Another benefit is the long-term factors of people not being overleveraged. We won’t need to worry about a domino effect of defaulting mortgages, and collapsing financial institutions.​So definitely something that should be considered. via /r/canadahousing https://ift.tt/3cGnoz4

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If you have a favourite restaurant with a patio, as you know they’ve only recently been allowed to open and now they’re expected to close on Saturday. These places have likely already purchased food and supplies for the long weekend that they won’t be able to use. So please show your support by ordering takeout from your favourite places. via /r/toronto https://ift.tt/39xXpYG

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The ultimate April Fool. And May Fool. And June Fool. And July Fool. Sigh.The announcement about the announcement for the announcement sounds like whatever he says today, I won’t be taking it seriously.The incompetence is unreal. Elliott getting the AstraZeneca shot to encourage others only to have Ford call it a gamble hours later shows the total disconnect even within their own party. If they can’t even get themselves on the same page, it’s no wonder why the rest of the province is totally lost on what the hell is going on.Enjoy today’s joke of a news conference. Like pretty much everything Ford does, good luck figuring out if it’s for real or a Beaverton article. via /r/ontario https://ift.tt/3ue1HfW

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Ever since the start of the second wave, the majority of cases have been in deprived areas of Toronto and Peel, most probably contracted at work. And “work” for these areas are often industrial workplaces.In the 16 Toronto neighbourhoods hardest hit by COVID, between 11 and 25% of residents work in manufacturing; by comparison, the city average is 8%. The manufacturing sector is heavily reliant on lower-income workers and temp agency workers, many of whom live in the city’s northwest.Peel’s robust manufacturing and industrial sector, which is largely centred in Brampton, has accounted for 39.7% of the 204 total workplace outbreaks in the region since the start of the pandemic. The next closest sector is retail, which accounts for 13.7% of workplace outbreaks.And let’s not forget how just one Amazon warehouse had 600 cases and one Canada Post facility had 273 cases in just the month of January.I’m tired of all the whining about picnics at the park or people’s weekend parties, and I’m especially tired of Doug Ford and Dr. Williams instituting policies gutting small businesses while giving zero support to factory/essential workers, like paid sick leave, or even expedited vaccine spots.If you’re not talking about the role of manufacturing in Ontario’s covid cases, then you’re not talking about the truth. via /r/toronto https://ift.tt/3uguFMb

​Folks, as we discussed yesterday, we should start a petition and ask Federal Minister Ahmed Hussen to apologize for what he said about Canada housing. (this – https://ift.tt/3sJ0WuG come up with a draft version of the petition – leave your comments or suggestions below or edit directly on Google docs ! (link below)After we finalize the petition, we will start something similar to what we did before (https://www.change.org/p/recognize-the-housing-affordability-crisis-in-canada?utm_source=share_petition&utm_medium=custom_url&recruited_by_id=00a14c50-82e3-11eb-a198-9f0aaef485b2)​Mods please pin this to the top:/u/longslowclap/u/Jefe1990/u/mrshawarma​—————————— DRAFT BEGINS HEREFederal Minister Ahmed Hussen Needs to Apologize to All Canadians for His Comments on Canada HousingCanada’s housing market is on fire again. And this time, it is not only limited to big metropolitan centers, but also small towns and cities such as Hamilton and Moncton. Many are expressing concerns of unsustainable price growth and speculation, and have warned about potential risks. [1][2][3][4][5][6][7]However, in an interview with CBC about the housing issue, Federal Minister of Families, Children and Social Development and the Minister responsible for CMHC – Mr. Ahmed Hussen says he believes home ownership is “still within reach for many Canadians and in the majority parts of the country.” And “It is also fine to live in a rental unit and that’s OK as well. There’s nothing wrong with that.”Such comments are astonishingly tone deaf to say the least. A National Bank of Canada report shows that saving for a down payment for a Canadian home has never been worse [8]. And young families often find themselves trapped in bidding wars, with their first home more and more out of reach, even in small towns and cities [9] [10]. However, Mr. Ahmed Hussen seems to be totally unaware of this situation, which could signal that the political elites in Ottawa are now completely out of touch from the people they’re supposed to represent. Or, he could be well informed of such a situation, but still chose to say what he said. Either way, this would potentially result in a huge negative impact on the credibility of the current government.Renting is fine if and only if renting versus owning is just a choice of lifestyle. However, that is far from the truth. In Canada, the capital gain from people’s primary residence is tax free, and that has made primary residence the most important investment an everyday Canadian can have in their lifetime. The COVID shock and government’s Quantitative Easing program have led to a steep appreciation in asset value. Based on a report from BNNBloomberg, in the pandemic economic downturn that has caused 3 million Canadians to lose their jobs, Canada’s national household net worth has surprisingly jumped by more than $600 billion, and the main contributor is the value of land and residential structures held by households [11]. This has created an enormous widening wealth gap between people who own housing and people who don’t. As the Federal Minister of Families, Children and Social Development, rather than trying to solve the inequality issue, Mr. Ahmed Hussen’s comments seem to be trying to legitimize the existing wealth gap and encourage people at a disadvantage to simply accept the status quo.As the Minister responsible for CMHC, Mr. Ahmed Hussen’s comments would clearly be well received by market participants and possibly be further interpreted. This may be seen as a form of “government endorsement” or even “government encouragement” to the current price growth, which has been viewed as “exuberant” and “unsustainable” by many sources [12][13][14]. It could pose as a potential risk to further fuel market sentiment and lead to unexpected consequences.Therefore, we demand Mr. Ahmed Hussen to come forward and present a detailed explanation of why he said what he said, and publicly apologize to all Canadians for his imprudent comments.​Complete draft with Google docs link:https://ift.tt/2Od60Zx via /r/canadahousing https://ift.tt/3ufshW2

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