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Ok posted some data here.Blame ‘502 Bad Gateway’ for thishttps://data.ontario.ca/ via /r/ontario https://ift.tt/34si4KY

The three things I love about the book:The gradual tension created leading up to the murder. I could feel how some of them (especially Henry) reached their breaking point.The character development. The book made me feel like I knew these characters personally. The characters were so incredibly complex people (especially Bunny and Henry) who have their own principles and stick to them.The obsession with beauty and aesthetics in the book. The book is filled with lovely quotes and made me fall in love with Ancient Greece.Another great thing about this book is its straightforward writing style. It makes it easier to follow the complicated ideologies and rituals mentioned.Would 100% recommend it. via /r/books https://ift.tt/3hWtqyI

Today, we released new data on household economic well-being during the COVID-19 pandemic—experimental quarterly estimates for the fourth quarter of 2020.Here are some highlights from our release:Disposable income declined for most households in the fourth quarter of 2020, with the largest losses for the lowest-income earners (-10.2%).Despite declines in disposable income in the fourth quarter, all households recorded higher income in 2020 compared with 2019.In 2020, the lowest-income earners saw their net worth grow more than that of other households. These gains were driven by larger increases in real estate assets that outpaced increases in mortgage debt.Lower-income households reduced their non-mortgage debt by more than other households, also contributing to their higher gains in net worth in 2020.[We are Canada’s national statistical agency. We are here to engage with Canadians and provide them with high-quality statistical information that matters! Publishing in a subreddit does not imply we endorse the content posted by other redditors.]—Aujourd’hui, nous publions de nouvelles données sur le bien-être économique des ménages durant la pandémie de COVID-19 — estimations trimestrielles expérimentales pour le quatrième trimestre de 2020.Voici quelques faits saillants de notre publication :Au quatrième trimestre de 2020, la plupart des ménages ont enregistré une baisse de leur revenu disponible; les pertes les plus marquées ont été enregistrées par les personnes gagnant le plus faible revenu (-10,2 %).Malgré les baisses du revenu disponible au quatrième trimestre, tous les ménages ont enregistré un revenu plus élevé en 2020 comparativement à 2019.En 2020, la valeur nette des personnes gagnant le plus faible revenu a crû plus que celle des autres ménages. Les hausses sont attribuables à des augmentations plus importantes des actifs immobiliers, lesquelles ont été supérieures au taux accru de dettes hypothécaires.Les ménages du quintile de revenu inférieur ont réduit leur dette non hypothécaire plus que les autres ménages, ce qui a également contribué à la hausse plus élevée de leur valeur nette en 2020.[Nous sommes l’organisme national de statistique du Canada. Nous sommes ici pour discuter avec les Canadiens et les Canadiennes et leur fournir des renseignements statistiques de grande qualité qui comptent! Le fait de publier dans un sous-reddit ne signifie pas que nous approuvons le contenu affiché par d’autres utilisateurs de Reddit.] via /r/PersonalFinanceCanada https://ift.tt/3wEtF5B

How did household income and wealth change in 2020 during the COVID-19 pandemic? /Comment le revenu et le patrimoine financier des ménages ont-ils varié durant la pandémie de COVID-19 en 2020?

Today, we released new data on household economic well-being during the COVID-19 pandemic—experimental quarterly estimates for the fourth quarter of 2020.Here are some highlights from our release:Disposable income declined for most households in the fourth quarter of 2020, with the largest losses for the lowest-income earners (-10.2%).Despite declines in disposable income in the fourth quarter,

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According to Statcan ( Table: 18-10-0004-13 ), CPI went from 103.3 to 140.3, between Jan 2005 – Apr 2021. This works out to an avg annual increase of 1.90%.Looking at the CREA site, we see house prices have increased from ~$233k on Jan 2005, to ~$700k on Apr 2021. This gives us an avg annual increase of 7.00%. Not surprisingly, since 2005, our dollar has lost 78% of its value relative to gold.According to the RBC (https://ift.tt/3i73rV8), it takes 67.6% of the median pre-tax household income to cover the cost of owning a home (aggregate of single family and condo) in Toronto.On the national level, the number is 50.3% of the median pre-tax household income to cover the cost of owning a home (aggregate of single family and condo).Between 1997-2005, when our dollar hovered around $500 ounce of gold and interest rates (overnight rate) averaged 4%, the median pre-tax household income to cover the cost of owning a home averaged just ~35%. Today, interest rates are only 0.25%, yet it takes 50.3% of median pre-tax household income to own a house.The Bank of Canada may have tried to make life more affordable by lowering interest rates since 2005, but the results are in. Their efforts have failed. It was ~50% easier (35% median pre-tax household income to cover the cost of owning a home between 1997 – 2005) VS 50.3% today.The best thing the Bank of Canada could do at this point would be to peg our dollar to the price of gold and call it a day. The idea that devaluing our currency can boost productivity and create real wealth is a failed experiment and needs to end. via /r/canadahousing https://ift.tt/2SwcMeC

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https://ift.tt/3vwlwQo says it all (bad spelling + grammar aside).The government says one thing, does another. If you’re an existing homeowner, your property just went up 5k free of charge! Can get new windows to fix that draft, upgrade heaters, whatever you like.Renting? Get fucked! via /r/canadahousing https://ift.tt/3fNPZ5T

https://ift.tt/3urqa0S via /r/movies https://ift.tt/3ulBVG4

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[removed] via /r/relationship_advice https://ift.tt/3vypJDs

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there i said it. via /r/ontario https://ift.tt/3vHADH7

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Looking for feedback and how you’ve experienced pair design at your company. Apologies if this has been posted before I couldn’t find one through search.We recently moved to a pair design model now that we’ve ramped hiring up. Essentially pairing an experience designer with a product designer on the same project. It’s been a struggle for me as I’ve typically done beginning to end solo. Management pretty much leaves it up to the designers on what that means and how that works for them.I have a lot of bad days with this new model though and I’m not sure if it’s something wrong with me and my thinking or if there’s a better way to pair on the work. I oftentimes feel anything I do is thrown out or re-done and I don’t feel I get a say in the strategy and plan at all. I’ve recently really started to feel my role and being on the project is pointless and brings no benefit. I hate the word control but that’s basically what I end up feeling is that I have no control and no longer feel I’m contributing.I’m not sure if it’s me being attached to my work and having an ego or if there is some tender balance between collaboration and ownership. Any feedback or examples of what this model has looked like for you is appreciated. via /r/designthought https://ift.tt/3i0pAEA

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https://ift.tt/3fp63My we will see higher rates? via /r/PersonalFinanceCanada https://ift.tt/2RJ06RL

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It’s US focused but I found some episodes interesting. The final episode on retirement seemed like a missed opportunity to talk about saving early and compound interest. Maybe I’m being too critical lolAnyone else watch it? What were you’re thoughts? via /r/PersonalFinanceCanada https://ift.tt/3uphg3M

Has anyone watched “Money, Explained” on Netflix?

It’s US focused but I found some episodes interesting. The final episode on retirement seemed like a missed opportunity to talk about saving early and compound interest. Maybe I’m being too critical lolAnyone else watch it? What were you’re thoughts? via /r/PersonalFinanceCanada https://ift.tt/3uphg3M

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I Just saw on my optometrist website that OHIP funded eye care will end on September 1st. I know this was posted a year ago but it’s worth bringing up again. All services for those 19 and under, 65 and older and those with eye diseases and diabetes will no longer be paid for by the province.With a significant majority of optometry patients being OHIP patients, and the government covering only $47 of the exam they are losing significant money. This means that they are not able to keep their equipment up to date and their staff with the best training. This impacts the level of care we all receive and many will just not be able to receive care at all.Not everybody has access to vision insurance to cover these expenses. And people will choose to just go without to great detriment. People will miss their preventative care and eventually a disease will worsen enough to end up in our emergency rooms. At a time when that is the last thing we need. Take a look at dental care, the end result is the same, people will skip their care, end up in the emergency room and eventually unable to work due to disabilities.The cost to the tax payers is going to be more than the savings we would have had if we just funded care at cost.Vision care is not in isolation from are other health issues.It’s not to late to tell the province that this is an issue we care about. This cannot be ignored.Link to save eye care: https://ift.tt/3ups1Dy to the post from last year: https://ift.tt/3uk1bwc everyone for your time! via /r/ontario https://ift.tt/3ffMhTE

Eye Care in Ontario has reached a breaking point.

I Just saw on my optometrist website that OHIP funded eye care will end on September 1st. I know this was posted a year ago but it’s worth bringing up again. All services for those 19 and under, 65 and older and those with eye diseases and diabetes will no longer be paid for by

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