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So I was having a debate with my friend (we’re both 21 and not looking to move anytime soon), he says he doesn’t want his girlfriend to have any financial responsibility and he’ll handle every bill in case anything goes wrong and they split or divorce later in life. Me on the other hand, I believe finances should include both partners as we’ll have a life together. Is this normal in our current day or am being cheap ? via /r/PersonalFinanceCanada https://ift.tt/3DkzhpU

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I was pulled over recently for touching my phone at a stop light. I know I know. guilty. But just wanted to share with you what the actual process is as a nice little warning. This is what I am dealing with (for context I had a clear record, last time I was pulled over was around 15 years ago and I got a warning):$615 fine, 3 demerit points.Insurance company may raise my ratesI have to drop my license off at Service Ontario and my license is suspended for 3 days.I have to pay a $281 fine to reinstate my license.I have to go to service Ontario to pick up a temporary license until my reinstated one is mailed to me.Anyways, just wanted to share that as a reminder of these laws. They treat you exactly the same as someone reading their phone while driving down the 401. I had heard that the fines are large but did not realize how intense the penalty is. So here is your reminder. Also includes touching your car screen. Want to change a song at a stop light? BAM see you in hell.Edit: here is the Ontario site for anyone wonder with penalties etc.I’m not clear to what extent you can use built in screens while driving or stopped at a light (not relevant to my situation but mentioning it since it’s being discussed below and also I am currently paranoid when it comes to touching the car’s screen). It does not specifically call that out other than gps. Such as clicking “next track” for example in CarPlay.Others have also mentioned that a securely mounted phone allows certain liberties.https://ift.tt/3zebllm via /r/ontario https://ift.tt/3B6eSmi

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We bought one a couple of years ago. When renewing our home insurance they asked if we had a home security system.This camera fell within their definition of a home security system.My insurance premium fell by $100/year.The camera cost me $50, one time fee.Caveat: check with your insurer before dropping the dough. via /r/PersonalFinanceCanada https://ift.tt/3mnRPzy

If you don’t have one, go buy a front door camera that sends alerts to your cell phone

We bought one a couple of years ago. When renewing our home insurance they asked if we had a home security system.This camera fell within their definition of a home security system.My insurance premium fell by $100/year.The camera cost me $50, one time fee.Caveat: check with your insurer before dropping the dough. via /r/PersonalFinanceCanada https://ift.tt/3mnRPzy

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Tonight on a flight across the US, I sat next to a wonderful older lady who was the perfect amount of talkative, as far as strangers next to you on flights are concerned. I asked her what her biggest regret was in life. She responded with…“Well I’m a librarian, and I’ve had the joy of reading many books over my 84 years. My biggest regret, though, is that it’s so hard to remember them. If I could go back and do it all over again, I would write about every book I ever read. Maybe a summary. Oh! Definitely my favorite quotes. That would be nice. It’s so surprisingly easy to just forget beautiful things.”So then she made me promise her that I would write one page about every book from here on out for the rest of my life.Anyone else do this? Has it helped books make a more lasting impression on your life? via /r/books https://ift.tt/3stVwEx

Journal about every book you read!!

Tonight on a flight across the US, I sat next to a wonderful older lady who was the perfect amount of talkative, as far as strangers next to you on flights are concerned. I asked her what her biggest regret was in life. She responded with…“Well I’m a librarian, and I’ve had the joy of

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No text found via /r/quotes https://ift.tt/3zd92PO

FYI: https://www.paypal.com/ca/webapps/mpp/ua/upcoming-policies-full​Effective: November 20, 2021We are introducing an annual account inactivity fee of $20 CAD.I find this charge absolutely bogus, especially since I haven’t used my PayPal account in years (which I only created because sometime in the distant past, Ebay required me to).When I saw this, I wanted to close my PayPal account in protest, but when I logged in, PayPal “rewarded” me for being a loyal customer with a $5 balance in my account. Oh great – but I still wanted to close my account.Surprise surprise – PayPal wouldn’t let me close my account unless my balance was $0 (now it’s $5 thanks to their “reward”).Simple enough, just transfer the $5 to my bank account right? Nope – PayPal also has a $15 withdrawal minimum, meaning I can’t withdraw my money unless I add-in more.I also couldn’t cash out my balance to my credit cards – Neither my BMO, Tangerine or Desjardins mastecards are supported “at this time”.This cumulation of obstacles by PayPal made me want to close my account *even more*.In the end, I just donated the $5 to a charity, just so that I could close my account once and for all.But be aware – if you have a dormant PayPal account, be sure to close it, otherwise comes November, you might have a negative balance and PayPal has been known to send credit card chargebacks to collections, so who knows if they could send you to collections for having a negative balance too.Stay far away from this excuse of a company. I wouldn’t be surprised that they are already violating several consumer protection laws in Quebec, I don’t know if they’re federally regulated or are violating other provincial laws though.Province: QC via /r/PersonalFinanceCanada https://ift.tt/3D4GaeO

BEWARE: PayPal will add a $20 account inactivity fee effective November 20, 2021.

FYI: https://www.paypal.com/ca/webapps/mpp/ua/upcoming-policies-full​Effective: November 20, 2021We are introducing an annual account inactivity fee of $20 CAD.I find this charge absolutely bogus, especially since I haven’t used my PayPal account in years (which I only created because sometime in the distant past, Ebay required me to).When I saw this, I wanted to close my PayPal account in

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https://ift.tt/2UyCS1S via /r/TheWayWeWere https://ift.tt/3B2pp1M

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FYI: https://www.paypal.com/ca/webapps/mpp/ua/upcoming-policies-full​Effective: November 20, 2021We are introducing an annual account inactivity fee of $20 CAD.I find this charge absolutely bogus, especially since I haven’t used my PayPal account in years (which I only created because sometime in the distant past, Ebay required me to).When I saw this, I wanted to close my PayPal account in protest, but when I logged in, PayPal “rewarded” me for being a loyal customer with a $5 balance in my account. Oh great – but I still wanted to close my account.Surprise surprise – PayPal wouldn’t let me close my account unless my balance was $0 (now it’s $5 thanks to their “reward”).Simple enough, just transfer the $5 to my bank account right? Nope – PayPal also has a $15 withdrawal minimum, meaning I can’t withdraw my money unless I add-in more.I also couldn’t cash out my balance to my credit cards – Neither my BMO, Tangerine or Desjardins mastecards are supported “at this time”.This cumulation of obstacles by PayPal made me want to close my account *even more*.In the end, I just donated the $5 to a charity, just so that I could close my account once and for all.But be aware – if you have a dormant PayPal account, be sure to close it, otherwise comes November, you might have a negative balance and PayPal has been known to send credit card chargebacks to collections, so who knows if they could send you to collections for having a negative balance too.Stay far away from this excuse of a company. I wouldn’t be surprised that they are already violating several consumer protection laws in Quebec, I don’t know if they’re federally regulated or are violating other provincial laws though.Province: QC via /r/PersonalFinanceCanada https://ift.tt/3D4GaeO

BEWARE: PayPal will add a $20 account inactivity fee effective November 20, 2021.

FYI: https://www.paypal.com/ca/webapps/mpp/ua/upcoming-policies-full​Effective: November 20, 2021We are introducing an annual account inactivity fee of $20 CAD.I find this charge absolutely bogus, especially since I haven’t used my PayPal account in years (which I only created because sometime in the distant past, Ebay required me to).When I saw this, I wanted to close my PayPal account in

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It’s like we’re seeing what a sore loser Bezos is in real time. He seems more than happy to burn down the entire project if he can’t be a part of it. However, I’m pretty sure the only thing he’ll accomplish is get himself blacklisted by the entire aerospace industry. The original complaint lodged was fine I guess, it’s pretty standard industry practice. But the war he has lead against NASA and SpaceX on social media & the law suit designed primarily to slow the Artemis program to a crawl is heinous. via /r/space https://ift.tt/2XGETud

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Video:https://youtu.be/t393wxbl0SEI was posting here about 6 months ago with my previous videos and had some amazing discussion and feedback from the community. I took a small break (making videos can be really hard), but I’m back with the last video in the series.I work for a company where we use Genetic Algorithms to solve scheduling problems on mine sites. I love working with GA’s and feel that they sometimes get a bad rap, they don’t perform well, they aren’t practical, etc.I really enjoy genetic algorithms and have used them for a number of random projects. I wanted to share my love for them, so I’ve made a series. In this series, we are solving the traveling salesman problem. In today’s video, we are improving our simulation, and implementing multi-objective (written in C#).All source code is provided, so if you’re interested and want to follow along, please check it out! via /r/dotnet https://ift.tt/3sjQquF

[Self Promotion] Hey, I’m back at it again! I’m a C# .NET software engineer who works with Genetic Algorithms. Today marks the 9th and final video in the series I am making covering creating your own GA. In this video, we implement the convergence checks for our multi-objective GA.

Video:https://youtu.be/t393wxbl0SEI was posting here about 6 months ago with my previous videos and had some amazing discussion and feedback from the community. I took a small break (making videos can be really hard), but I’m back with the last video in the series.I work for a company where we use Genetic Algorithms to solve scheduling

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