FYI: https://www.paypal.com/ca/webapps/mpp/ua/upcoming-policies-full​Effective: November 20, 2021We are introducing an annual account inactivity fee of $20 CAD.I find this charge absolutely bogus, especially since I haven’t used my PayPal account in years (which I only created because sometime in the distant past, Ebay required me to).When I saw this, I wanted to close my PayPal account in protest, but when I logged in, PayPal “rewarded” me for being a loyal customer with a $5 balance in my account. Oh great – but I still wanted to close my account.Surprise surprise – PayPal wouldn’t let me close my account unless my balance was $0 (now it’s $5 thanks to their “reward”).Simple enough, just transfer the $5 to my bank account right? Nope – PayPal also has a $15 withdrawal minimum, meaning I can’t withdraw my money unless I add-in more.I also couldn’t cash out my balance to my credit cards – Neither my BMO, Tangerine or Desjardins mastecards are supported “at this time”.This cumulation of obstacles by PayPal made me want to close my account *even more*.In the end, I just donated the $5 to a charity, just so that I could close my account once and for all.But be aware – if you have a dormant PayPal account, be sure to close it, otherwise comes November, you might have a negative balance and PayPal has been known to send credit card chargebacks to collections, so who knows if they could send you to collections for having a negative balance too.Stay far away from this excuse of a company. I wouldn’t be surprised that they are already violating several consumer protection laws in Quebec, I don’t know if they’re federally regulated or are violating other provincial laws though.Province: QC via /r/PersonalFinanceCanada https://ift.tt/3D4GaeO

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Video:https://youtu.be/t393wxbl0SEI was posting here about 6 months ago with my previous videos and had some amazing discussion and feedback from the community. I took a small break (making videos can be really hard), but I’m back with the last video in the series.I work for a company where we use Genetic Algorithms to solve scheduling problems on mine sites. I love working with GA’s and feel that they sometimes get a bad rap, they don’t perform well, they aren’t practical, etc.I really enjoy genetic algorithms and have used them for a number of random projects. I wanted to share my love for them, so I’ve made a series. In this series, we are solving the traveling salesman problem. In today’s video, we are improving our simulation, and implementing multi-objective (written in C#).All source code is provided, so if you’re interested and want to follow along, please check it out! via /r/dotnet https://ift.tt/3sjQquF

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