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Just heard from multiple people they got 20%-100% salary increase either by changing jobs or spontaneously from their employers, very recently.What is going on? Is there some news I missed?I checked glassdoor for salary on software developers in Ontario, and the numbers there seems to be only at 60% of what people are actually getting paid recently. I’m sure this trend of increase is recent. via /r/PersonalFinanceCanada https://ift.tt/38pFLFA

Salary trending up a lot in Canada?

Just heard from multiple people they got 20%-100% salary increase either by changing jobs or spontaneously from their employers, very recently.What is going on? Is there some news I missed?I checked glassdoor for salary on software developers in Ontario, and the numbers there seems to be only at 60% of what people are actually getting

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I know on average these days loyalty to your employer doesn’t pay like it used to, but here’s my situation…Been with company 3 years and am well liked and somewhat essential (but of course replaceable). Boss is chill but I just took 6 weeks parental leave and I know it’s stressing him out (small workplace) me being gone so long.baby is healthy but super colicky and my wife needs help with her and we arent getting any sleep or anything else done lolalso dad just got diagnosed with stage 3 cancer and starting chemo soon so family life is a bit stressful… if i extend my parental leave i have to give 4 weeks notice so that is soonworried my boss will have a heart attack or resent me lol if i do this but i think i need to. thoughts? via /r/PersonalFinanceCanada https://ift.tt/3gzxaos

do I have too much empathy for my employer?

I know on average these days loyalty to your employer doesn’t pay like it used to, but here’s my situation…Been with company 3 years and am well liked and somewhat essential (but of course replaceable). Boss is chill but I just took 6 weeks parental leave and I know it’s stressing him out (small workplace)

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https://ift.tt/3gxjcTU 9th, 2021145 Liberal MPs including PM Justin Trudeau voted against such motion (ban foreign buyer/halt money laundering in housing/increase housing supply):[MOTION TEXT – Motion No.135 – June 9th, 2021]That, given that,(i) the cost of housing continues to rise out of reach of Canadians,(ii) current government policy has failed to provide sufficient housing supply,the House call on the government to:(a) examine a temporary freeze on home purchases by non-resident foreign buyers who are squeezing Canadians out of the housing market;(b) replace the government’s failed First-Time Home Buyer Incentive with meaningful action to help first-time homebuyers;(c) strengthen law enforcement tools to halt money laundering;(d) implement tax incentives focused on increasing the supply of purpose-built market rental housing units; and(e) overhaul its housing policy to substantively increase housing supply.All MPs of CPC/NDP/Bloc/GREEN unanimously voted ‘Yes’ to support on this Housing Motion.Please share as this is the unbiased and unequivocal fact. via /r/canadahousing https://ift.tt/3sMS2NV

Interesting..on June 9th, 2021, PM Justin Trudeau in fact voted againat a Motion calling for temporary foreign buyer housing ban (Motion No.135) in House of Commons

https://ift.tt/3gxjcTU 9th, 2021145 Liberal MPs including PM Justin Trudeau voted against such motion (ban foreign buyer/halt money laundering in housing/increase housing supply):[MOTION TEXT – Motion No.135 – June 9th, 2021]That, given that,(i) the cost of housing continues to rise out of reach of Canadians,(ii) current government policy has failed to provide sufficient housing supply,the House

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So I was having a debate with my friend (we’re both 21 and not looking to move anytime soon), he says he doesn’t want his girlfriend to have any financial responsibility and he’ll handle every bill in case anything goes wrong and they split or divorce later in life. Me on the other hand, I believe finances should include both partners as we’ll have a life together. Is this normal in our current day or am being cheap ? via /r/PersonalFinanceCanada https://ift.tt/3DkzhpU

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I was pulled over recently for touching my phone at a stop light. I know I know. guilty. But just wanted to share with you what the actual process is as a nice little warning. This is what I am dealing with (for context I had a clear record, last time I was pulled over was around 15 years ago and I got a warning):$615 fine, 3 demerit points.Insurance company may raise my ratesI have to drop my license off at Service Ontario and my license is suspended for 3 days.I have to pay a $281 fine to reinstate my license.I have to go to service Ontario to pick up a temporary license until my reinstated one is mailed to me.Anyways, just wanted to share that as a reminder of these laws. They treat you exactly the same as someone reading their phone while driving down the 401. I had heard that the fines are large but did not realize how intense the penalty is. So here is your reminder. Also includes touching your car screen. Want to change a song at a stop light? BAM see you in hell.Edit: here is the Ontario site for anyone wonder with penalties etc.I’m not clear to what extent you can use built in screens while driving or stopped at a light (not relevant to my situation but mentioning it since it’s being discussed below and also I am currently paranoid when it comes to touching the car’s screen). It does not specifically call that out other than gps. Such as clicking “next track” for example in CarPlay.Others have also mentioned that a securely mounted phone allows certain liberties.https://ift.tt/3zebllm via /r/ontario https://ift.tt/3B6eSmi

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We bought one a couple of years ago. When renewing our home insurance they asked if we had a home security system.This camera fell within their definition of a home security system.My insurance premium fell by $100/year.The camera cost me $50, one time fee.Caveat: check with your insurer before dropping the dough. via /r/PersonalFinanceCanada https://ift.tt/3mnRPzy

If you don’t have one, go buy a front door camera that sends alerts to your cell phone

We bought one a couple of years ago. When renewing our home insurance they asked if we had a home security system.This camera fell within their definition of a home security system.My insurance premium fell by $100/year.The camera cost me $50, one time fee.Caveat: check with your insurer before dropping the dough. via /r/PersonalFinanceCanada https://ift.tt/3mnRPzy

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Tonight on a flight across the US, I sat next to a wonderful older lady who was the perfect amount of talkative, as far as strangers next to you on flights are concerned. I asked her what her biggest regret was in life. She responded with…“Well I’m a librarian, and I’ve had the joy of reading many books over my 84 years. My biggest regret, though, is that it’s so hard to remember them. If I could go back and do it all over again, I would write about every book I ever read. Maybe a summary. Oh! Definitely my favorite quotes. That would be nice. It’s so surprisingly easy to just forget beautiful things.”So then she made me promise her that I would write one page about every book from here on out for the rest of my life.Anyone else do this? Has it helped books make a more lasting impression on your life? via /r/books https://ift.tt/3stVwEx

Journal about every book you read!!

Tonight on a flight across the US, I sat next to a wonderful older lady who was the perfect amount of talkative, as far as strangers next to you on flights are concerned. I asked her what her biggest regret was in life. She responded with…“Well I’m a librarian, and I’ve had the joy of

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No text found via /r/quotes https://ift.tt/3zd92PO

FYI: https://www.paypal.com/ca/webapps/mpp/ua/upcoming-policies-full​Effective: November 20, 2021We are introducing an annual account inactivity fee of $20 CAD.I find this charge absolutely bogus, especially since I haven’t used my PayPal account in years (which I only created because sometime in the distant past, Ebay required me to).When I saw this, I wanted to close my PayPal account in protest, but when I logged in, PayPal “rewarded” me for being a loyal customer with a $5 balance in my account. Oh great – but I still wanted to close my account.Surprise surprise – PayPal wouldn’t let me close my account unless my balance was $0 (now it’s $5 thanks to their “reward”).Simple enough, just transfer the $5 to my bank account right? Nope – PayPal also has a $15 withdrawal minimum, meaning I can’t withdraw my money unless I add-in more.I also couldn’t cash out my balance to my credit cards – Neither my BMO, Tangerine or Desjardins mastecards are supported “at this time”.This cumulation of obstacles by PayPal made me want to close my account *even more*.In the end, I just donated the $5 to a charity, just so that I could close my account once and for all.But be aware – if you have a dormant PayPal account, be sure to close it, otherwise comes November, you might have a negative balance and PayPal has been known to send credit card chargebacks to collections, so who knows if they could send you to collections for having a negative balance too.Stay far away from this excuse of a company. I wouldn’t be surprised that they are already violating several consumer protection laws in Quebec, I don’t know if they’re federally regulated or are violating other provincial laws though.Province: QC via /r/PersonalFinanceCanada https://ift.tt/3D4GaeO

BEWARE: PayPal will add a $20 account inactivity fee effective November 20, 2021.

FYI: https://www.paypal.com/ca/webapps/mpp/ua/upcoming-policies-full​Effective: November 20, 2021We are introducing an annual account inactivity fee of $20 CAD.I find this charge absolutely bogus, especially since I haven’t used my PayPal account in years (which I only created because sometime in the distant past, Ebay required me to).When I saw this, I wanted to close my PayPal account in

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