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Hi! I’m Adam Moelis (proof). I’m the co-founder of Yotta, an app that uses behavioral psychology to help people save money by making saving exciting.40% of Americans can’t come up with $400 for an emergency & the average household spends over $640 every year on the lottery.This statistic bothered me for a while…After looking into the UK premium bonds program, studying how lotteries work, consulting with state lottery employees, and working with PhDs to understand the psychology behind why people play the lottery despite it being such a sub-optimal financial decision, I finally co-founded Yotta – a prize-linked savings app.Saving money with Yotta earns you tickets into weekly sweepstakes to win prizes ranging from $0.10 to the $10 million jackpot.A Freakonomics podcast has described prize-linked savings accounts as a “no-lose lottery”.We have given away over $6M so far and are hoping to inspire more people to ditch the lottery and save money.Ask me anything about lottery odds (spoiler, it’s bad), the psychology behind why people play the lottery, what a no-lose lottery is, or about the banking industry. via /r/IAmA https://ift.tt/7hs0GJx

2 years ago, I started a company to put the lottery out of business and help people save money. We’ve given away over $6M in prizes. AMA about the psychology of the lottery, lottery odds, prize-linked savings accounts, or the banking industry.

April 14, 2022 No comments Article

Hi! I’m Adam Moelis (proof). I’m the co-founder of Yotta, an app that uses behavioral psychology to help people save money by making saving exciting.40% of Americans can’t come up with $400 for an emergency & the average household spends over $640 every year on the lottery.This statistic bothered me for a while…After looking into

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My favourite author is easily Terry Pratchett. I love his Discworld series, and my biggest regret in life is not being able to meet him in person to thank him for writing such funny, absurd and insightful worlds, and influencing my personal of paradigms of being.And yet, the one book I have read and read many times and has affected me the most (sadness, wry humour, fear, deep thoughts; the whole gamut) is Jonathan Strange & Mr Norrell by Susanna Clarke.How about you? via /r/books https://ift.tt/XuVKe64

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Most recipes I find that are “high protein” only like 15g :/ I’m aiming for like 35+ for one meal and I’m tired of only being able to do that with half the plate being processed mock meats via /r/vegetarian https://ift.tt/NrzCloM

High protein meal/recipe ideas?

April 9, 2022 No comments Article

Most recipes I find that are “high protein” only like 15g :/ I’m aiming for like 35+ for one meal and I’m tired of only being able to do that with half the plate being processed mock meats via /r/vegetarian https://ift.tt/NrzCloM

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I always was a pretty good student, but turns out that learning on my own just is a whole other skill that I struggle with. I now get both the guidance/learning path I want and a pretty damn good reason not to give up.The money has to be paid back if you do not finish the education/course with a certificate or a 80% completion rate. I’m feeling pretty good about this haha. via /r/learncsharp https://ift.tt/9c8YyDt

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